Jet Wealth Advisors
“Your family legacy is determined by the actions you take today.”
Life experiences, challenges and strategies distinguish your investment style from other investors. Because everyone is different, at Jet Wealth Advisors we want to understand your individual investment goals and priorities.
- How do you want to take care of your family?
- What are the retirement goals in terms of lifestyle and recreation?
- How do you define prosperity?
- What legacy do you want to leave for the future?
Our team of seasoned professionals, using a full spectrum of investment choices, can help you grow your wealth to fit your life.
About Us
Our Practice
We at Jet Wealth Advisors believe success is a state of mind that varies greatly from one individual to the next. Different life experiences, your family, your friends, your education, what you value and what you give back to society makes your life successful from your own perspective.
We want to help you (our client) achieve a high level of financial success. When you ask yourself the following questions, you can rely on us to help provide solid, experienced-base solutions.
- How can I preserve my wealth?
- How much money will I need to retire?
- How can I get the most out of my 401k?
- Should I have a traditional IRA or a Roth IRA?
- How can I position my investments for higher potential returns while reducing risk?
- How can I “inflation-proof” my investment income?
- Do I need disability income insurance? Long-term care insurance?
- How can I ensure that my children receive as much as possible from my estate?
- What do I need to know about wills, trusts and probate?
Using our financial products and services, we want to develop a long-term relationship with you to help support your financial investment needs at every stage of life.
Insurance products offered through affiliates. Jet Wealth Advisors and Wells Fargo Advisors Financial Network do not offer tax or legal advice.
Our Team
John P. Toman
Partner
- phone 858-457-1003
- mobile 312-953-8203
- email [email protected]
“I strive to provide wealth management strategies, objective advice, top-level customer service and unwavering concern for the well-being of my clients.”
John Toman has 23 years of wealth management experience. Prior to founding Jet Wealth Advisors in La Jolla, California, in 2013, he was Senior Vice President for Morgan Stanley Wealth Management. He currently resides in San Diego with his wife and three boys. John loves to spend time with his family and is a very active man as an avid skier and runner. John is also active in many San Diego charities.
With experience in estate investment planning, executive financial services, lending services, wealth services and much more, John is dedicated to delivering personalized investment planning for each and every client.
John is a graduate from Southern Illinois University in Carbondale, Illinois. He currently holds registrations for Series 7 (General Securities Representative), Series 8 (General Securities Sales Supervisor), Series 63 (Uniform Securities Agent State Law Exam) and Series 65 (Uniform Investment Adviser Law Exam). John is also a member of the Financial Services Institute, a professional organization for independent financial services firms and independent financial advisors. John P Toman’s California Insurance License Number: 0C00940. John P Toman’s resident state and principal place of business is California.
Jeff Walters
Partner
- phone 858-457-1018
- fax 858-457-1043
- email [email protected]
“My greatest satisfaction comes from building our clients trusted relationships and working with them for many years to help them realize their financial goals. My process goes far beyond just a portfolio, and I assign a great value to my philosophy, my planning, and my process to exceed my clients expectations”
Jeff Walters is a graduate of Bradley University with a degree in business. He began his career in the private equity space before transitioning into wealth management at Wells Fargo Advisors. He spends much of his free time out in the mountains trail running, mountain biking, and skiing. Jeff has relocated to San Diego to join JET Wealth Advisors from Scottsdale, Arizona.
Jeff focuses much of his attention on detailed planning, research, and personally manages his portfolios to allow for tactical changes in the strategies. His clients range from C Level Executives, business owners, qualified retirement plans for companies, and families.
Jeff Walters currently holds a FINRA series 7 and 66 registrations: CRD #6329271. He is registered in multiple states throughout the country and also holds his insurance license.
Jackie Gutierrez
Senior Operations Manager
- phone 858-457-1003
- fax 858-457-1043
- email [email protected]
“We believe in providing the best service to help our clients reach their financial goals, in a rewarding and uncomplicated manner.”
Jackie is a graduate from Humboldt State University, Arcata, California. She has been working in administrative and project management field for the past 20 years, as well as running her own music studio for the past 15 years.
Jackie resides with her son, husband and Rottweiler dog in San Diego. Her past times are teaching, writing and performing music. She is an active member of American Orff-Schulwerk Association (child centered way of learning music education).
Noor Abdulkarim
Sr. Administrative Manager
- phone 858-457-1039
- mobile 858-281-1359
- email [email protected]
“At JET wealth advisors we are dedicated to providing our clients with fast, efficient, and comfortable service in order to effectively provide informational content, the goal is to introduce and implement a simple money management system that works for you.”
Coming all the way from Jordan, Noor Abdulkarim is now a San Diego State graduate with a bachelor’s in Finance and a Minor in Management. She has been working in the financial services industry for 3 years along with taking classes and obtaining her degree. Her drive to work early on drove her to be part of several internships at the British University located in Dubai, Tidemark Financial partners and Edward Jones, as well as work at Global Equity Finance. Moreover, she joined the Deloitte tax and CFA society competition.
Noor is the Senior Administrative Manager, she will handle all client administrative inquiries, setting up new accounts and maintaining key client relationships through working directly with clients in resolving all issues and concerns.
Johanna Toman
Registered Associate
- phone 858-457-1003
- fax 858-457-1043
- email [email protected]
“Jet Wealth Advisors work with individuals and families, to understand their financial needs and concerns. We work with them to develop a customized investment program that can best meet their needs.”
Johanna Toman is a Client Advisor for Jet Wealth Advisors, a family owned practice providing wealth management and planning services to clients in the U.S. and internationally. Through a customer centric focus, she understands the unique needs of each family and effectively develops a comprehensive plan to achieve their financial goals. She develops financial strategies that incorporate recommended asset allocation for each stage of life, providing customized plans for education, retirement, insurance needs, estate strategies and philanthropic legacies.
Johanna began her finance career with Refco Inc. on the floor of the Chicago Board of Trade. She became a Financial Advisor while working for Smith Barney, a division of Citigroup. Her educational background includes NASD Series 7, 31, 63 and 65 registrations, and she has her Bachelor's degree from Colorado State University.
Johanna and her husband live in Carmel Valley and enjoy an active lifestyle with their three young sons.
Garrett Carter
Client Associate
- phone 858-457-1003
- fax 858-457-1043
- email [email protected]
“I’m a firm believer that helping clients organize their financial lives is the first crucial step in providing clarity, so they can focus on enjoying life.”
Garrett is the newest member of the team, joining the San Diego office in 2018. He brings fifteen years of business experience in the automotive industry with Ford Motor Company in the Global Purchasing organization.
In 2013, Garrett’s interests in providing financial stability for his growing family lead him to a second career in financial services and wealth management. His recent experience in retirement planning and insurance make him a valuable asset to the team.
He is a graduate of Michigan State University, Eli Broad College of Business (BA). He is FINRA Licensed Series 65 (Uniform Investment Law) and is currently pursuing a CFP designation.
In his current role, Garrett is responsible for business development and operational aspects for the practice, and is passionate about providing clients with a path to financial security.
Nicole Read
Client Associate
- phone 858-457-1003
- fax 858-457-1043
- email [email protected]
“We believe our goals are inextricably linked to the goals of our clients and in forming long-term symbiotic relationships. Jet Wealth Advisors incorporates structuring and planning high-level financial services while keeping things simple.”
Nicole Read is a graduate from The University of San Diego with a Bachelor’s degree in Political Science. She has been working in administrative, legal, and educational services as an experienced teacher and brings with her a drive to learn and serve others. She is skilled in education, project management, and care coordination. Nicole is very passionate in her pursuits, including maintaining strong client relationships and providing exceptional services in the financial industry.
She plans to continue to grow her client relationships and knowledge in comprehensive financial services. She resides in San Diego and loves to spend her time being very active outdoors running, hiking, and camping.
Our Location
Main Office
La Jolla, California
- 4275 Executive Square Suite 1030
La Jolla, CA 92037 - Phone: 858-457-1003
- Fax: 858-457-1043
- Website: jetwealthadvisors.com
Our Services
Wealth management is very straightforward. From the affluent individual’s perspective, wealth management is simply the science of solving/enhancing his or her financial situation. From the financial advisor’s perspective, wealth management is the ability of an advisor or advisory team to deliver a full range of financial services and products to an affluent client on a consultative basis. This includes financial and investment advice, professional investment management, retirement planning, access to lending services offered through affiliates, and estate planning strategies. Our team takes a holistic approach, in which we evaluate the individuals financial and life situation, and coordinate all the services needed to help manage that individual’s money, as well as plan for the future needs of their family.
In the simplest sense, retirement planning is preparing for life after salaried work ends, not just financially but in all aspects of life. The non-financial aspects include lifestyle choice, such as how to spend time in retirement, where to live, when to completely quit working, etc. We work with you to determine retirement income goals and take the necessary actions and decisions to help achieve these goals. We will assist in establishing and maintaining budgets and plans that include, but are not limited to, 401k, IRA, SEP IRA, and life insurance.
Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies
Estate planning is the act of preparing for the transfer of a person's wealth and assets after his or her death. Assets, life insurance, pensions, real estate, cars, personal belongings, and debts are all part of one's estate. While an estate plan can't pass on your memories and experiences, it can help you pass on your assets in a way that reflects your values, dreams and the full life you lived. Estate planning can also help you take care of your family should you no longer be able to do so.
Basic goals of estate planning can help you:
- Protect your assets against the high costs of long-term care.
- Manage your financial and legal affairs if you become disabled.
- Express your wishes with regards to medical care, and designate an individual to make medical decisions for you if you are incapacitated.
- Provide for your family if you become disabled or die.
- Minimize delays and frustrations of estate settlement.
- Help your family avoid unnecessary estate tax liability.
- Leave an endowment to a charity.
- Control the distribution of your assets.
Jet Wealth Advisors and Wells Fargo Advisors Financial Network is not a tax or legal advisor. Be sure to consult with your own tax and legal advisors before taking any action that may have tax or legal consequences.
Like many individuals, you want to help make the world a better place, and create a legacy that reflects your personal values, beliefs and convictions. It is more than charitable giving, which is intended to provide relief to a situation. Philanthropy is a long-term activity, aimed at getting to the root causes of a problem to have a lasting impact.
We’ll help you put a philanthropic structure in place to create a lasting legacy that can make a difference in your community.