About JET Wealth
We’re dedicated to cultivating a united team of talented professionals, guided by integrity, trust, and passion and committed to helping our clients achieve financial excellence.
“I am humbled to receive this award and hope you see this recognition as a reflection of my ongoing commitment to always striving to put my clients’ interests first. I sincerely appreciate the opportunity to serve your wealth management needs and the trust you place in me to help you pursue your short- and long-term investment goals.”
— John Toman, Partner
Forbes Best-in-State Wealth Management Teams ranking (as of 03/31/2025, published 01/07/2026) was developed by SHOOK Research and is based on in-person, virtual and telephone due diligence meetings and a ranking algorithm that includes: a measure of each team’s best practices, client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and team, and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking.
Guided by perspective. Built for generations.
The three lines of our mark reflect the way we approach wealth: with respect for what came before, clarity in the present, and responsibility for what lies ahead.
Past
Every financial journey begins with a foundation. We take the time to understand the decisions, values, and experiences that shaped your wealth, ensuring they are respected and carried forward with care.
Present
With the right perspective, complexity becomes manageable. We provide thoughtful guidance and coordinated planning to help you make confident decisions aligned with your life today.
Future
True wealth extends beyond a single lifetime. We help you prepare for the future with intention, creating strategies designed to preserve your legacy and support those who follow.
Meet our JET Wealth Team, featuring diverse expertise and a shared commitment to your legacy’s success.
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John P. Toman
Partner
<a href="https://www.linkedin.com/in/jetwealth" target="_blank">LinkedIn</a>
“I strive to provide wealth management strategies, objective advice, top-level customer service and unwavering concern for the well-being of my clients.”
— JOHN P. TOMAN, PARTNER
John Toman has 30 years of wealth management experience. Prior to founding Jet Wealth Advisors in La Jolla, California, in 2013, he was Senior Vice President for Morgan Stanley Wealth Management. He currently resides in San Diego with his wife and three boys. John loves to spend time with his family and is an avid skier and runner. He also contributes to many San Diego charities, notably serving on the Board of Directors for the Forever Balboa Park.
With experience in estate investment planning, executive financial services, liability management, wealth services and much more, John is dedicated to delivering personalized investment planning for each and every client.
John is a graduate from Southern Illinois University in Carbondale, Illinois. He currently holds registrations for Series 7 (General Securities Representative), Series 8 (General Securities Sales Supervisor), Series 63 (Uniform Securities Agent State Law Exam) and Series 65 (Uniform Investment Adviser Law Exam). John is also a member of the Financial Services Institute, a professional organization for independent financial services firms and independent financial advisors.
John P Toman’s California Insurance License Number: 0C00940. John P Toman’s resident state and principal place of business is California. -
Jeff Walters
Partner
https://www.linkedin.com/in/jeff-walters-654056b/
“My greatest satisfaction comes from building our clients trusted relationships and working with them for many years to help them realize their financial goals. My process goes far beyond just a portfolio, and I assign a great value to my philosophy, my planning process and I seek to exceed my clients’ expectations”
— JEFF WALTERS, PARTNER
Jeff is a graduate of Bradley University with a B.S. degree in Business Administration. He began his career in private equity, developing a strong foundation in investment management and strategic planning.
Today, he works closely with CEO’s, business owners, corporate executives, retirees, and high net-worth families, helping them navigate complex financial decisions and build long-term, tax efficient wealth strategies. Jeff is known for his personalized approach, combining disciplined investment management with forward looking financial planning. He carries several industry designations and is registered in states across the country.
Outside of the office, Jeff enjoys staying active in the mountains skiing and mountain biking, and can often be found out on the golf course.
Jeff Walters currently holds a FINRA series 7 and 66 registrations: CRD #6329271. He is registered in multiple states throughout the country and also holds his insurance license.
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Gabriela Ribas
Financial Advisor
https://www.linkedin.com/in/gabriela-ribas-283455317/
Gabriela is passionate about fostering genuine connections, she utilizes her fluency in Portuguese, Spanish, and English to cultivate relationships with a deep belief in the value of compassion and authentic care.
Beyond professional pursuits, she loves nature and the outdoors, whether it's through running, playing tennis, or hiking in the breathtaking Sierra Nevada mountains. Spending time with her dogs brings her an extra layer of joy.
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Michael Hession
Financial Advisor
https://www.linkedin.com/in/michael-hession-379a6083/
Michael Hession is a University of Delaware alumnus, graduating at the top of his class. Before transitioning to wealth management, Michael was a vice president at Citibank, where he started his career in New York.
Over 10 years, he held several roles, including portfolio management, credit risk analysis, equity derivative analysis, and trade & working capital optimization. In addition to banking, Michael has experience in real estate investing.
Born and raised in New York, Michael relocated to San Diego in 2022. He loves spending time with family and friends. His hobbies include tennis, pickleball, hiking, fishing, and scuba diving. Michael also contributes to various charities and participates in volunteer opportunities to give back to the San Diego community.
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Renee Halsch
Senior Registered Client Associate
https://www.linkedin.com/in/reneehalsch/
Renee joined Jet Wealth Advisors in January 2022 as a Senior Registered Client Associate. Her career in financial services spans more than 25 years and includes retirement, estate planning, investment management, and client service and support. Renee ran a financial advisor practice in Denver, Colorado focusing on women in transition such as divorce and widowhood.
Renee spent most of her life in Colorado where she has a large family including two sons and 3 grandchildren. Renee also enjoys mountain biking.
She is a graduate of Colorado State University and holds the Series 7 and 66 financial industry registrations and California Insurance license number 017036. Renee's resident state and principal place of business is California.
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Glenda Sosa
Operations Manager
https://www.linkedin.com/in/glenda-sosa/
Glenda holds a bachelor’s degree in economics from the Pontifícia Universidade Católica de Goiás and a post-graduate certificate in corporate finance from Fundação Getulio Vargas in Brazil.
Her career launched in the beverage industry at AB Inbev corporation in Brazil, followed by roles in real estate management in the service sector and retail banking at Itaú Unibanco S/A.
Outside of work, she indulges her passion for travel, discovering new places and cuisines. In her leisure time, she enjoys watching movies or savoring sunsets with her husband along the beautiful golden coast of San Diego.
“It was not by gold or silver, but by labour, that all wealth of the world was originally purchased”.
—The Wealth of Nations, Adam Smith -
Johanna Toman
Registered Associate
https://www.linkedin.com/in/johanna-toman-0b02a818/
“Jet Wealth Advisors work with individuals and families to understand their financial needs and concerns. We work with you to develop a customized investment program that can best meet your needs.”
— JOHANNA TOMAN, REGISTERED ASSOCIATE
Johanna Toman is a Registered Associate for Jet Wealth Advisors, a family owned practice providing wealth management and planning services to clients across the U.S. Through a customer-centric focus, she understands the unique needs of each family and effectively develops a comprehensive plan to help achieve her client's financial goals. She develops financial strategies that incorporate recommended asset allocations for each stage of life, providing customized plans for education, retirement, insurance needs, estate strategies and philanthropic legacies.
Johanna began her finance career with Refco Inc. on the floor of the Chicago Board of Trade. She became a Financial Advisor while working for Smith Barney, a division of Citigroup. Her educational background includes FINRA Series 7, 31, 63 and 65 registrations, and she received her BA from Colorado State University.
Johanna and her husband live in Carmel Valley and enjoy an active lifestyle with their three young sons.
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T. Scott Edwards
Business Consultant
https://www.linkedin.com/in/tscottedwards/
Thomas Scott Edwards has over 40 years of experience working with world-class consumer brands and organizations, he brings subject matter expertise in strategic planning, digital transformation, general management, operational improvement, end-to-end marketing, and customer experience design. He has worked with start-ups, Fortune 500 companies, and government agencies across multiple industries.
Previously, he served as Chief Operating Officer for the $300M Port of San Diego. Earlier in his career, he held C-suite positions at Cricket Communications, Hewlett-Packard, Gateway, and Sony, following his start in advertising at Leo Burnett Inc. in Chicago.
Scott earned his bachelor’s degree in theology and philosophy from Denison University and holds continuing education certificates from the Kellogg Graduate School of Management (MBA), MIT (Big Data), and Harvard University (Urban Planning, Moral & Political Justice).
Known for his collaborative style and wise insights, Scott helps organizations accelerate higher margin growth and navigate change with clarity and confidence.
Guidance for Every Stage of Wealth
Wealth is not a single moment, but a lifelong journey. As priorities evolve, so does the guidance required to support them. Our role is to help you move through each stage with clarity, confidence, and continuity.
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01. Accumulation
Sustainable Wealth Building
Laying the Foundation for the Future
Our first step together is to evaluate your current financial scope and identify opportunities of wealth expansion. Where can we leverage your wealth to continue to grow, build, and strengthen your financial foundation as it aligns with your values and goals?
We go beyond money and focus on your life’s mission and aspirations. We strive to bring balance to the present and the future, creating a steady, well-paced wealth management system that supports every decision while reducing risk and challenges.
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02. Preservation
Protecting Your Peace of Mind
Intentional Preservation to Nurture Enduring Wealth
We help preserve and protect what you’ve created and what you’re building. With careful stewardship and strategic solutions, we focus on reinforcing the resilience and longevity of your wealth through the Preservation Process.
We track vulnerabilities and potential risks and integrate new systems and solutions as needed while honoring your preferences, values, and future plans. Regular reviews, constant monitoring, and proactive adjustments ensure that we stay alert for any possible changes or uncertainties along your financial journey.
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03. Distribution
Purpose-Driven Legacy and Impact
Multi-Generational Financial Security and Freedom
Acquiring a level of wealth allows you to share lifetime achievements with your loved ones and the causes that matter most to you. We help facilitate the Distribution Process through meticulous strategies and diligent coordination to retain your values and your vision for the future.
We walk you through complex decision making related to your legacy and how you wish to allocate your wealth efficiently. Whether you’re preparing for entrepreneurial endeavors or supporting family dreams throughout the generations, we work with you to create sustainable structures that act as pillars to carry your vision forward.
