About JET Wealth
We’re dedicated to cultivating a united team of talented professionals, guided by integrity, trust, and passion and committed to helping our clients achieve financial excellence.
“I am humbled to receive this award and hope you see this recognition as a reflection of my ongoing commitment to always striving to put my clients’ interests first. I sincerely appreciate the opportunity to serve your wealth management needs and the trust you place in me to help you pursue your short- and long-term investment goals.”
— John Toman, Partner
Forbes Best-in-State Wealth Management Teams ranking (as of 03/31/2025, published 01/07/2026) was developed by SHOOK Research and is based on in-person, virtual and telephone due diligence meetings and a ranking algorithm that includes: a measure of each team’s best practices, client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and team, and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking.
Guided by perspective. Built for generations.
The three lines of our mark reflect the way we approach wealth: with respect for what came before, clarity in the present, and responsibility for what lies ahead.
Past
Every financial journey begins with a foundation. We take the time to understand the decisions, values, and experiences that shaped your wealth, ensuring they are respected and carried forward with care.
Present
With the right perspective, complexity becomes manageable. We provide thoughtful guidance and coordinated planning to help you make confident decisions aligned with your life today.
Future
True wealth extends beyond a single lifetime. We help you prepare for the future with intention, creating strategies designed to preserve your legacy and support those who follow.
Meet our JET Wealth Team, featuring diverse expertise and a shared commitment to your legacy’s success.
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John P. Toman
Partner
<a href="https://www.linkedin.com/in/jetwealth" target="_blank">LinkedIn</a>
“I strive to provide wealth management strategies, objective advice, top-level customer service and unwavering concern for the well-being of my clients.”
— JOHN P. TOMAN, PARTNER
John Toman is the Founder and Partner of JET Wealth Advisors, bringing over 30 years of experience advising individuals, families, and business owners through every stage of their financial lives. Prior to founding JET in La Jolla in 2013, he served as a Senior Vice President at Morgan Stanley Wealth Management.
He works closely with clients to deliver comprehensive financial strategies that integrate investment management, estate planning, tax-aware strategies, and liability management. John is known for his steady, relationship-driven approach and his ability to simplify complex financial decisions while keeping clients aligned with their long-term goals.
He holds FINRA Series 8, 63, and 65 registrations and is a member of the Financial Services Institute. He is also Insurance licensed in the state of California.
He lives in San Diego with his wife and three boys. Outside of work, John enjoys skiing, running, and spending time with his family. He is actively involved in the San Diego community and serves on the Board of Directors for Forever Balboa Park.
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Jeff Walters
Partner
https://www.linkedin.com/in/jeff-walters-654056b/
“My greatest satisfaction comes from building our clients trusted relationships and working with them for many years to help them realize their financial goals. My process goes far beyond just a portfolio, and I assign a great value to my philosophy, my planning process and I seek to exceed my clients’ expectations”
— JEFF WALTERS, PARTNER
Jeff Walters is a Partner at JET Wealth Advisors and a graduate of Bradley University with a B.S. in Business Administration. He began his career in private equity, building a strong foundation in investment management and strategic planning.
He works closely with CEOs, business owners, executives, retirees, and high-net-worth families, focusing on long-term, tax-efficient wealth strategies. Jeff is known for his disciplined, personalized approach and forward-looking financial planning.
He holds series 66 registration and serves clients nationwide.
Outside of the office, Jeff enjoys skiing, mountain biking, and spending time on the golf course.
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Gabriela Ribas
Financial Advisor
https://www.linkedin.com/in/gabriela-ribas-283455317/
Gabriela De Quadros Ribas is a Financial Advisor at JET Wealth Advisors, where she works closely with business owners and retirees to support their long-term financial goals through a relationship-driven approach. She focuses on retirement planning and plays a key role in managing the firm’s qualified retirement plans.
Gabriela is known for her positive energy, strong client relationships, and her ability to create a supportive and approachable planning experience. She is deeply committed to helping clients feel confident and informed in their financial decisions.
Fluent in Portuguese, Spanish, and English, Gabriela brings a genuine sense of care and connection to her work.
She holds her Series 7, and Series 66 licenses.
Outside of the office, Gabriela enjoys spending time outdoors—running, playing tennis, hiking, and being with her dogs.
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Michael Hession
Financial Advisor
https://www.linkedin.com/in/michael-hession-379a6083/
Michael Hession is a Financial Advisor at JET Wealth Advisors, bringing over a decade of experience across investment banking, portfolio management, and wealth planning.
He works closely with business owners and families, focusing on retirement planning, wealth transfer, and tax-aware strategies. Michael takes a collaborative and thoughtful approach, helping clients navigate complex financial decisions while aligning their plan with what matters most to them.
Prior to joining JET, Michael held several roles at Citi across the corporate and investment bank, including portfolio management, real estate credit, equity derivatives, and trade and working capital optimization. This diverse background allows him to bring a strategic and well-rounded perspective to client portfolios.
He holds FINRA Series 63, 65, 66, and 79 registrations.
He values building genuine relationships with clients and finds the most fulfillment in helping them gain clarity and confidence as they move toward their financial goals
Outside of the office, Michael enjoys surfing, hiking, fishing, scuba diving, tennis, and pickleball, and supports organizations such as St. Jude and local community initiatives
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Renee Halsch
Senior Registered Client Associate
https://www.linkedin.com/in/reneehalsch/
Renee joined JET Wealth Advisors in 2022 and brings over 25 years of experience in financial services, including investment management, retirement planning, and client support. She works closely with advisors and clients to ensure every interaction is seamless, organized, and thoughtfully managed.
She is known for her steady presence, attention to detail, and commitment to delivering a high level of care and responsiveness.
Earlier in her career, Renee ran her own advisory practice in Denver, focusing on supporting women navigating major life transitions, including divorce and widowhood—an experience that continues to shape her empathetic and client-centered approach.
She holds FINRA Series 66 registrations and a California insurance license.
Originally from Colorado, Renee enjoys spending time with her family, including her two sons and three grandchildren, and staying active through mountain biking.
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Glenda Sosa
Operations Manager
https://www.linkedin.com/in/glenda-sosa/
Glenda Sosa is the Operations Manager at JET Wealth Advisors, where she works closely with the team to support and enhance the firm’s internal operations. She helps ensure systems, processes, and day-to-day workflows run efficiently and seamlessly.
With a background spanning retail banking, real estate, and corporate operations, Glenda brings a detail-oriented and structured approach to her role. She focuses on organization, internal coordination, and continuous process improvement.
Glenda holds a bachelor’s degree in Economics from Pontifícia Universidade Católica de Goiás and a post-graduate degree in Finance from Fundação Getulio Vargas, and is fluent in Portuguese, English and Spanish.
She values the collaborative and flexible culture at JET, which motivates her to do her best work each day and contribute to the firm’s continued growth.
Outside of the office, she enjoys movies, concerts, trying new restaurants, and supporting Rady Children’s Hospital.
“It was not by gold or silver, but by labour, that all wealth of the world was originally purchased”.
—The Wealth of Nations, Adam Smith -
Johanna Toman
Registered Associate
https://www.linkedin.com/in/johanna-toman-0b02a818/
“Jet Wealth Advisors work with individuals and families to understand their financial needs and concerns. We work with you to develop a customized investment program that can best meet your needs.”
— JOHANNA TOMAN, REGISTERED ASSOCIATE
Johanna Toman supports the team at JET Wealth Advisors, contributing across the firm and helping ensure a thoughtful, organized, and well-executed experience behind the scenes. She works closely across operations, client experience, and strategic initiatives as needed.
With a background in financial services, Johanna brings a strong understanding of the industry along with a calm, detail-oriented approach. She began her career at Refco Inc. on the floor of the Chicago Board of Trade and later worked as a Financial Advisor with Smith Barney, a division of Citigroup.
She holds FINRA Series 31, 63, and 65 registrations and earned her B.A. from Colorado State University.
She lives in Carmel Valley with her husband and their three sons and enjoys staying active outdoors, with a current focus on water-based activities.
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T. Scott Edwards
Business Consultant
https://www.linkedin.com/in/tscottedwards/
Thomas Scott Edwards has over 40 years of experience working with world-class consumer brands and organizations, he brings subject matter expertise in strategic planning, digital transformation, general management, operational improvement, end-to-end marketing, and customer experience design. He has worked with start-ups, Fortune 500 companies, and government agencies across multiple industries.
Previously, he served as Chief Operating Officer for the $300M Port of San Diego. Earlier in his career, he held C-suite positions at Cricket Communications, Hewlett-Packard, Gateway, and Sony, following his start in advertising at Leo Burnett Inc. in Chicago.
Scott earned his bachelor’s degree in theology and philosophy from Denison University and holds continuing education certificates from the Kellogg Graduate School of Management (MBA), MIT (Big Data), and Harvard University (Urban Planning, Moral & Political Justice).
Known for his collaborative style and wise insights, Scott helps organizations accelerate higher margin growth and navigate change with clarity and confidence.
Guidance for Every Stage of Wealth
Wealth is not a single moment, but a lifelong journey. As priorities evolve, so does the guidance required to support them. Our role is to help you move through each stage with clarity, confidence, and continuity.
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01. Accumulation
Sustainable Wealth Building
Laying the Foundation for the Future
Our first step together is to evaluate your current financial scope and identify opportunities of wealth expansion. Where can we leverage your wealth to continue to grow, build, and strengthen your financial foundation as it aligns with your values and goals?
We go beyond money and focus on your life’s mission and aspirations. We strive to bring balance to the present and the future, creating a steady, well-paced wealth management system that supports every decision while reducing risk and challenges.
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02. Preservation
Protecting Your Peace of Mind
Intentional Preservation to Nurture Enduring Wealth
We help preserve and protect what you’ve created and what you’re building. With careful stewardship and strategic solutions, we focus on reinforcing the resilience and longevity of your wealth through the Preservation Process.
We track vulnerabilities and potential risks and integrate new systems and solutions as needed while honoring your preferences, values, and future plans. Regular reviews, constant monitoring, and proactive adjustments ensure that we stay alert for any possible changes or uncertainties along your financial journey.
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03. Distribution
Purpose-Driven Legacy and Impact
Multi-Generational Financial Security and Freedom
Acquiring a level of wealth allows you to share lifetime achievements with your loved ones and the causes that matter most to you. We help facilitate the Distribution Process through meticulous strategies and diligent coordination to retain your values and your vision for the future.
We walk you through complex decision making related to your legacy and how you wish to allocate your wealth efficiently. Whether you’re preparing for entrepreneurial endeavors or supporting family dreams throughout the generations, we work with you to create sustainable structures that act as pillars to carry your vision forward.
